function validFrm(myFrm) {

	if (document.getElementById('LoanAmount').value==0) {
	        alert('Please select your required remortgage amount.');
		document.getElementById('LoanAmount').focus();
		return (false);
	}

	if (document.getElementById('PropertyValue').value==0) {
	        alert('Please select your property value.');
		document.getElementById('PropertyValue').focus();
		return (false);
	}

	if (document.getElementById('CreditRating').value==0) {
	        alert('Please select your credit rating.');
		document.getElementById('CreditRating').focus();
		return (false);
	}
	if (document.getElementById('First_Name').value==0) {
	        alert('Please enter your first name.');
		document.getElementById('First_Name').focus();
		return (false);
	}
	if (document.getElementById('Surname').value==0) {
	        alert('Please enter your surname.');
		document.getElementById('Surname').focus();
		return (false);
	}
	if (document.getElementById('Date_of_Birth_Day').value==0) {
	        alert('Please enter your date of birth.');
		document.getElementById('Date_of_Birth_Day').focus();
		return (false);
	}
	if (document.getElementById('Date_of_Birth_Month').value==0) {
	        alert('Please enter your month of birth.');
		document.getElementById('Date_of_Birth_Month').focus();
		return (false);
	}
	if (document.getElementById('Date_of_Birth_Year').value==0) {
	        alert('Please enter your year of birth.');
		document.getElementById('Date_of_Birth_Year').focus();
		return (false);
	}
	if (document.getElementById('Email').value==0) {
	        alert('Please enter your email address.');
		document.getElementById('Email').focus();
		return (false);
	}
	if (document.getElementById('StreetNumber').value==0) {
	        alert('Please enter your house number/name.');
		document.getElementById('StreetNumber').focus();
		return (false);
	}
	if (document.getElementById('Postcode').value==0) {
	        alert('Please enter your postcode.');
		document.getElementById('Postcode').focus();
		return (false);
	}
	if (document.getElementById('IncomeM').value==0) {
	        alert('Please enter your MONTHLY income.');
		document.getElementById('IncomeM').focus();
		return (false);
	}

	if (document.getElementById('DaytimePhone').value==0) {
	        alert('Please enter your daytime phone number.');
		document.getElementById('DaytimePhone').focus();
		return (false);
	}
	if (document.getElementById('EveningPhone').value==0) {
	        alert('Please enter your evening phone number.');
		document.getElementById('EveningPhone').focus();
		return (false);
	}
	if (document.getElementById('CurrentLender').value==0) {
	        alert('Please enter your current lender.');
		document.getElementById('CurrentLender').focus();
		return (false);
	}
	if (document.getElementById('OutstandingBalance').value==0) {
	        alert('Please enter your outstanding balance.');
		document.getElementById('OutstandingBalance').focus();
		return (false);
	}
	if (document.getElementById('MortgageStartDate').value==0) {
	        alert('Please enter when your current mortgage started.');
		document.getElementById('MortgageStartDate').focus();
		return (false);
	}

	if (document.getElementById('JointNah').value==0) {
	        alert('Please tell us whether this is a Joint mortgage application.');
		document.getElementById('JointNah').focus();
		return (false);
	}

	if (document.getElementById('JointNah').value == 'Yes') 
	{
		if (document.getElementById('PTitle').value==0) {
		        alert('Please select your partner\'s title');
			document.getElementById('PTitle').focus();
			return (false);
		}

		if (document.getElementById('PSurname').value==0) {
		        alert('Please enter your partner\'s surname');
			document.getElementById('PSurname').focus();
			return (false);
		}
		if (document.getElementById('Income2').value==0) {
		        alert('Please enter your partner\'s income');
			document.getElementById('Income2').focus();
			return (false);
		}
	}

    return (true);
}